Intelligent Solutions
for Global Money Movement

Almond’s programmable, multi-chain, cross-border FX transfer orchestration engine dynamically selects optimal routing across the best combinations of 100+ stablecoins and blockchains. This reduces costs, improves efficiency, and ensures compliance.

Almond intelligently routes each cross-border transaction through the most efficient token, blockchain, and timing window to achieve the best possible FX outcome. Funds originate from the client’s account at a licensed exchange, transfer via Almond’s optimized corridor, and settle in the destination country through regulated partners.

Almond’s network links regulated on- and off-ramp partners across multiple chains and currencies, enabling true end-to-end, fiat-to-fiat settlement. Payments start and finish in local currency, moving through the most efficient digital path, fully compliant the whole way.

Unlike stablecoin solutions that stop at the crypto layer, Almond completes the last mile — connecting digital and traditional rails seamlessly.

The result is faster T+0 settlement, 10–200 bps FX improvement, and frictionless global payouts across a compliant, multi-chain infrastructure.

Audience
Fintech Platforms & Aggregators
Cross-Border Payroll & Payments Companies
Enterprise Treasury Teams
Remittance Platforms & Neobanks
Crypto & Web3 Platforms with Fiat Off-Ramps
Use Cases
Embedded FX, wallet top-ups, payout orchestration
Global contractor payments, B2B disbursements
FX conversion, cash flow timing, stablecoin deployment
Sending funds to emerging markets
Converting crypto-to-fiat with optimal FX
Pain Points
FX slippage, high costs from providers using traditional methods
Manual execution, bad timing, expensive FX
Manual ops, poor rate visibility, regulatory concerns
High FX margins from legacy banks or SWIFT
Poor conversion rates, unreliable liquidity
Why Almond?
API-first, programmable FX that beats mid-market rates
Automates FX + settlement with better rates and timing
Real-time dashboards, benchmarking, and compliance-first stablecoin routing
Routes through best-performing bridge tokens for better user-pricing
Smart routing across chains and tokens

Cross-Border Payment Orchestration

Use case
Fintechs, Money Transmitters, Payment Service Providers, Exchanges
Problem solved
Suboptimal FX routes and costly conversions
Almond selects the best combinations of 100+ stablecoins and blockchains as well as the optimal execution timing and the most advantageous settlement composition to maximize rate efficiency on cross-border payments to third parties.

Global Treasury & Cash Flow Automation

Use case
Corporate Treasuries, Payroll Providers
Problem solved
Manual FX conversion, error-prone workflows and poor timing
Almond APIs automate and optimize FX conversion on corporate cash flows globally.

FX Performance Intelligence & Data Analytics

Use case
Product and strategy teams optimizing stablecoin flows
Problem solved
No visibility into which tokens or chains provide better FX
Almond is the first to provide comparative analytics for crypto/forex correlation data.

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