Intelligent Technology
for Real-Time FX Optimization
Almond’s core technology is a purpose-built infrastructure stack that delivers real-time FX payment routing across 120+ bridge currencies and 100+ blockchains, with dynamic execution timing for each settlement. Programmable, scalable, and adaptable, it features multi-token routing, AI-driven optimization, and a future-proof architecture.
Whereas other platforms excel in specific verticals (e.g., Ripple for banks, Mesh for T&E), Almond’s architecture is designed to outperform on FX, reliability, and interoperability at scale.
Global Treasury & Cash Flow Automation
Best Path: The optimal bridge token (e.g., USDC, USDT, XRP, PYUSD) delivering the best fiat-to-fiat FX rate on the optimal chain (e.g., Ethereum, Solana, Stellar, TRON)
Best Timing to determine the optimal moment to execute FX settlements
Best Composition to determine optimal allocation of large settlements into smaller ones to maximize liquidity and minimize slippage
Real-time liquidity feeds
Predictive models based on historical slippage, volatility, and depth
Benchmarks vs. mid-market FX rates (MMR)
Automated Orchestration Layer
120+ stablecoins and other bridged assets
Multiple blockchain networks (L1s + bridges)
On-chain liquidity venues (Centralized Exchanges)
Supports workflows like:
• Liquidity depth
• Gas fees
• Volatility windows
• Spread compression
Evaluates multiple token-chain combinations simultaneously
Connectivity between licensed and regulated exchanges for global on/off ramp capabilities
Interoperability between chains (e.g., USDC on Ethereum vs. Polygon)
Compliance-First Routing Control System
Only routes transactions through regulated and licensed centralized exchanges as well as reliable stablecoins, alternative coins, and blockchains
Chain and token risk filters
KYC/AML screening via partner integrations
Jurisdictional token policies (e.g. MiCA, GENIUS Act)
Real-Time Benchmarking & Performance Analytics
Industry-standard mid-market FX rates
Time-of-day average
Client-specific benchmarks
Monitors:
• Liquidity depth
• Gas fees
• Volatility windows
• Spread compression
Evaluates multiple token-chain combinations simultaneously
Route history
Achieved FX rate
Performance vs. traditional rails / mid-market rates
Embedded Treasury & Payment API Infrastructure
Request real-time FX quotes
Trigger execution
Set hedging preferences and constraints
Automate conversions and settlement
REST and WebSocket endpoints
Enterprise-grade security (OAuth2, TLS)
Modular integration (plug-and-play for finance stacks)
Intelligent Technology
for Multi-Chain,
Token-Agnostic FX Routing Orchestration
Almond’s AI model uniquely optimizes in three dimensions, selecting in real time the optimal combinations of 100+ stablecoins and blockchains. Almond orchestrates routing in three dimensions, choosing the best pairing of tokens and chains, the best allocation to break up a large settlement into smaller ones, and the best timing to execute each settlement.